Health Insurance Guide for T1D

This comprehensive health insurance guide includes in-depth explanations of plans, tips for dealing with denials, and ways to cut costs, to name a few.

Insurance — Navigating Denials

If your doctor has prescribed it, isn't that enough? In many cases, it isn't and people are faced with denials for life-saving and life-improving equipment. Here is our run down if you've been denied a device or supply that your doctor has prescribed.

Employment and Type 1 Diabetes

As a person with Type 1, you are protected under several laws in the United States from discrimination on the job. It is important to get a clear overview of how you are protected so that you can make sure you are being treated fairly and equally.

Pulling Back the Veil Part II: Surveying Insurance Struggles

Brenda Hunter, who launched No Small Voice to improve issues faced by those dealing with health insurance struggles, shares results from an ongoing survey her company is conducting.

Teen with T1D Rationed Insulin to Help Parents

Dillon Hooley started rationing insulin at the beginning of 2018, in an effort to help his parents struggling with finances.

The Deductible Problem

Over the past two decades, deductibles have been steadily rising and a greater percentage of Americans have been enrolling in high deductible health plans.

Open Enrollment Guide: Health Insurance Plan Types

As we launch into another open enrollment season for both Affordable Care Act Marketplace plans and Medicare, Beyond Type 1 is here to help you navigate the glut of overwhelming options.

Treating Type 1 diabetes without Insurance – The #OverTheCounterT1DChallenge

Losing your insurance should never be a death sentence. Rob Howe challenges himself to take only R and N insulin, available over-the-counter for less than $100/month.

Getting Insurance on Your Own — My Run Down

Managing T1D is a daily job, and translating health insurance plans can be another part time job on top of it all.

Life, Liberty and the Pursuit of Healthcare

Our Congress has passed an incredibly dangerous bill called the American Health Care Act which would lead to the loss of insurance coverage for 24 million Americans at once and 52 million Americans by the year 2020.

Insurance Company Conduct Negatively Impacts T1D Patient

Beyond being distressed by UHC’s policy and the efforts it took to find it, denying a replacement of an out-of-warranty pump is detrimental to Jessica’s healthcare and wellbeing. As a company, losing documents, delivering documents late, misfiling documents, mislabeling and crafting policies with misleading language, then making those policies difficult to find, is not only irresponsible, it’s unethical.

Uncertainty and the ACA

To be diabetic and uninsured for one month, one day, even one minute is walking a dangerous tightrope. My advice to the many diabetics who are navigating the unsteady waters of the ACA for the first time: For now, forget the news and the headlines and get signed up as soon as possible.

The Million of Us

How did these practices of price gouging and profiting off of our daily struggle become principle in this country? How, in an age of such loud voices, did a population of over a million disenfranchised people become a boon to the billionaire Big Pharma executives without anyone really knowing about it?

Being a Diabetes Medical Supply Hoarder

With the help of my doctor and many people in my life, I hoarded supplies. I did not feel confident that I would be able to have access to the supplies I needed, because I would mysteriously get "dropped" from my insurance for whatever reason they had or I would get "lost" in the system. I never knew when it would happen or how long it would take to get resolved, if it ever did.

The Cost of Staying Alive

I do not know whether the over $300 bill I was now again facing as a college student with no stable employment was more astounding, or was it the fact I had also just been essentially told that it was only necessary for me to have an insulin vial on hand and forget actually knowing what my blood glucose was.